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*Policies are always calculated from the higher of the two amounts (Owner amount or Lender amount) and they are always rounded up to the nearest thousand. ($31,005 would be rounded to $32,000)

ICL Coverage (Same for all Insurers): (Rate Per Thousand)

Up to $100,000.00 - $0.50
$100,001.00 to $500,000.00 - $0.10 
$500,001 and above, add $0.00

ICL Rates are in addition to:

Stewart Title Company

 Chicago Title

Lawyers Title Company

Minimum Amount: $50.00

 Minimum Amount: 

Minimum Amount: $75.00

Stewart Rates Increase By:

 Chicago Rates Increase By:

Lawyers Rates Increase By:
$2.00  per thousand up to $100,000 $2.00  per thousand up to $100,000 $2.00  per thousand up to $100,000
$1.50  per thousand up to $500,000 $1.50  per thousand up to $500,000 $1.50  per thousand up to $500,000
$1.00  per thousand up to $2 million $1.00  per thousand up to $5 million $1.00  per thousand up to $2 million
$0.75  per thousand up to $7 million $0.75  per thousand up to $7 million $0.75  per thousand up to $7 million
$0.50  per thousand (above) $0.50  per thousand (above) $0.50  per thousand (above)

For example:

$115,000 policy with ICL:

Stewart: (100*2) + (15*1.50) + (100*0.50) + (15*0.10) = $274.00
Chicago: (100*2) + (15*1.50) + (100*0.50) + (15*0.10) = $274.00
Lawyers: (100*2) + (15*1.50) + (100*0.50) + (15*0.10) = $274.00

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